Build a credit history in the U.S. through trusted lending circles

Access to better financial opportunities

Credit card

What is a
Lending Circle?

A group of people pools their money together. Every month, one member receives the full amount collected. This continues until everyone in the group has received their share.

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How It Works

1

Create a Group

Invite 2 to 6 people through a code. Each contributes $25 to $200.

2

Build Credit

Your payments are reported to the credit bureau to boost your score.

3

Access More Options

Once your score improves, explore credit solutions from our partners.

4

Manage Your Funds

Withdraw, keep, or grow your funds after each cycle.

What are you waiting for?

Get Started Today